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Gan Direct - Direct insurance

What else do we cover?


For an additional premium and depending on the cover selected (see Motor Cover details) you can also take advantage of these additional benefits:

Driving other Cars:
This entitles you to drive any private car up to the same engine capacity as the Insured vehicle

Windscreen Cover:
You can insure your windscreen or other windows of your vehicle up to the value that you choose subject to no further damage being caused on your vehicle

Medical Expenses:
This provides cover for you or any authorised driver for medical expenses up to the amount that you choose, for any bodily injury as a result of an accident of the vehicle

Claim Protection:
This entitles you (the insured) to maintain your discount even if you submit a claim

Loss of Use of Car: In the event of a claim this option entitles you (the insured) to a daily amount for the number of days that you choose in order to hire a motor vehicle

Drawing a Trailer:
This option provides liability to third parties whilst the Trailer is attached to the Motor vehicle specified in the Schedule

Extension of Geographical Area:
This provides an extension of cover outside the geographical area of the Republic of Cyprus. The indemnity provided under Liability to Third Parties is adjusted to satisfy the minimum requirements of the legislation for compulsory insurance in the country which an event occurred out of which liability arose

Convulsion of Nature:
This option provides cover for loss or damage to the Motor Vehicle caused by convulsion of nature

Personal Effects:
In the event of loss or damage to personal effects whilst carried in or on the Insured Vehicle and directly caused by fire, lightning, explosion, theft or attempted theft

Liability for Strike, Lock-Out, Riot, Civil Commotion:
This option provides cover for any accident, loss or liability directly or indirectly, proximately or remotely occasioned by strike, lock-out, riot, civil commotion

Guarantee Asset protection (GAP):
This provides cover for compensation to any Leasing Company, Finance Company, Hire Purchase or co-owner under the terms conditions and exceptions of this policy and up to the limit of liability stated in the schedule, the difference between the balance to the Leasing Company, Finance Company, Hire Purchase Company or co-owner and the current value of the vehicle at the time of loss or damage, excluding any delayed instalments, interest, or expenses there on.

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