| Comparison
Table |
STANDARD FIRE AND THEFT POLICY |
EUROCOMP
HOME POLICY |
| Buildings and Contents are
covered against loss or damage caused by: |
|
|
| Fire |
√ |
√ |
| Lightning |
√ |
√ |
| Explosion |
√ |
√ |
| Earthquake and Volcano Explosion |
√ |
√ |
| Escape
of Water from any Tank, Apparatus or Pipe |
√ |
√ |
| Riot, Strikes, Labour Disturbances
or Malicious Damage |
√ |
√ |
| Hurricane,
Cyclone, Tornado, Windstorm or Flood |
√ |
√ |
| Destruction or Damage caused
by Aircraft and other Aerial Devices or Articles
Dropped therefrom |
√ |
√ |
| Smoke |
√ |
N/A |
| Theft (Theft policy only)
|
√ |
√ |
| Impact |
√ |
√ |
| Escape of oil from a fixed
domestic oil-fired heating installation and smoke
damage resulting from a defect in ANY fixed domestic
heating installation |
N/A |
√ |
| Subsidence,
Landslip or Heave |
N/A |
√ |
| Falling of fixed radio and
television aerials fixed satellite dishes, their
fittings and masts |
N/A |
√ |
| Damage
caused by falling trees, telegraph poles and lamp
posts |
N/A |
√ |
| Loss of Rent and Costs of
Alternative accommodation up to 10% of the total
sum insured |
N/A |
√ |
| Increased
Metered water charges |
N/A |
√ |
| Golfers Liability |
N/A |
√ |
| In addition the Building
is covered for: |
|
|
| Accidental
breakage of fixed glass, double glazing, solar panels,
sanitary fixtures and ceramic hobs |
N/A |
√ |
| Legal Liability to the Public |
N/A |
√ |
| Accidental
damage to domestic oil pipes, sewers, drains, underground
gas pipes, underground electricity and telephone
cables |
N/A |
√ |
| In addition Contents are
covered for: |
|
|
| Accidental
damage to Audio and Audio Visual Units including
Television sets, Video Recorders and Home Computers |
N/A |
√ |
| Accidental breakage of mirrors,
glass tops and fixed glass in furniture |
N/A |
√ |
| Tenants
Liability |
N/A |
√ |
| Loss or Damage to Property
of Servant(s) |
N/A |
√ |
| Contents
in the Open |
N/A |
√ |
| Contents temporarily removed |
N/A |
√ |
| Fatal
Injury to the Insured and/or Spouse |
N/A |
√ |
| Funeral costs of the Insured
and/or Spouse |
N/A |
√ |
| Legal
Liability for Domestic Staff |
N/A |
√ |
| Legal Liability to the Public |
N/A |
√ |
| Replacement
Locks |
N/A |
√ |
| Christmas Seasonal Increase |
N/A |
√ |
| Optional Cover: |
|
|
| Accidental Damage to the
Building and the Contents |
N/A |
* |
| Valuables
and Personal Effects and Specified items within
Europe |
N/A |
* |
| Contents of frozen food
cabinet(s) or domestic refrigerator |
N/A |
* |
| Pedal
Cycles within Europe |
N/A |
* |
| Personal Money and Credit
Cards within Europe |
N/A |
* |
| Classic
Vehicle Cover |
N/A |
* |
| Third Party Liability for
Speed Boats |
N/A |
* |
| Pet Insurance |
N/A |
* |
| Hunters Liability |
N/A |
* |