Medical Insurance Cyprus

Buying the right Health Insurance is important. But it doesn’t have to be a bitter pill to swallow. If security and total peace of mind for you and your family is what you are looking for, DirectCare is the solution.

Whether you choose In Patient and Day Patient Treatment or Out Patient Treatment, the Gan Guarantee ensures that if you find a better price, cover and service elsewhere, we guarantee to beat it.

The health tool Snapshots frequent problems, advice to avoid possible problems, possible cover cost and the 24hr Medical Assistance Service.

Visit the health tool
10% on online payments

Choose “Go Green, Go Paperless” for your Health Policy and get an additional 10% off online.

What type of health insurance is right for you?

There are several types of Direct Care Insurance.Below we briefly describe the type of covers, Gan Direct offers to its clientele.

In Patient & Day Patient
Treatment

GET A FREE INSURANCE QUOTE
PRODUCT POLICY PACK
Schedule of Fees
OR CALL US: 800 5 10 15

In Patient & Day Patient Treatment includes treatment which, for medical reasons, requires an overnight or longer stay in hospital/clinic or requires that you have to go into a hospital/clinic or day-patient unit because you need a period of clinically supervised recovery.

Out- Patient Treatment includes treatment given at a hospital/clinic consulting room or an outpatient clinic where you are not provided with a day-patient or in-patient treatment.

Dread Disease, Disability
& Death Benefit

GET A FREE INSURANCE QUOTEPRODUCT POLICY PACK
OR CALL US: 800 5 10 15

Dread Disease, Disability & Death Benefit provide cover in the event of an unexpected situation due to accident or to any cause.

The following benefit covers against:

  • Death
  • Permanent Total or Partial Disability
  • Dread Disease (Heart Attack, Stroke, Cancer, Kidney Failure, Transplant of Vital Organs)

International Travel
Assistant Benefit

GET A FREE INSURANCE QUOTEPRODUCT POLICY PACK
OR CALL US: 800 5 10 15

International Travel Assistant Benefit cover for treatment and transportation from any part of the world.

The following benefit covers:

  • Medical Transportation and Treatment of an Emergency
  • Repatriation of the Patient and his/her accompanying relatives
  • Fare expenses of a Family Member
  • Accommodation expenses for the Family Member
  • Repatriation of the corpse

In Patient & Day Patient Treatment

In Patient & Day Patient
Treatment

GET A FREE INSURANCE QUOTE
PRODUCT POLICY PACK
Schedule of Fees
OR CALL US: 800 5 10 15

In Patient & Day Patient Treatment includes treatment which, for medical reasons, requires an overnight or longer stay in hospital/clinic or requires that you have to go into a hospital/clinic or day-patient unit because you need a period of clinically supervised recovery.

Out Patient Treatment

Out- Patient Treatment includes treatment given at a hospital/clinic consulting room or an outpatient clinic where you are not provided with a day-patient or in-patient treatment.

Dread Disease, Disability & Death Benefit

Dread Disease, Disability
& Death Benefit

GET A FREE INSURANCE QUOTEPRODUCT POLICY PACK
OR CALL US: 800 5 10 15

Dread Disease, Disability & Death Benefit provide cover in the event of an unexpected situation due to accident or to any cause.

The following benefit covers against:

  • Death
  • Permanent Total or Partial Disability
  • Dread Disease (Heart Attack, Stroke, Cancer, Kidney Failure, Transplant of Vital Organs)

International Travel Assistant Benefit

International Travel
Assistant Benefit

GET A FREE INSURANCE QUOTEPRODUCT POLICY PACK
OR CALL US: 800 5 10 15

International Travel Assistant Benefit cover for treatment and transportation from any part of the world.

The following benefit covers:

  • Medical Transportation and Treatment of an Emergency
  • Repatriation of the Patient and his/her accompanying relatives
  • Fare expenses of a Family Member
  • Accommodation expenses for the Family Member
  • Repatriation of the corpse

ADDITIONAL BENEFITS

Your Health is your most valuable asset and it should be treated as such. Choose the right Health Insurance for you and your family!

24hours Claims Settlement and the cheque… in hand!

The Second Opinion coverage provides a second medical opinion from Experienced Medical Centres around the world, following the diagnosis of a Qualifying Medical Condition

Health helpline assistance is there for you whenever you need it, and just a phone call away. If you are feeling unwell or would like some general healthcare information.

Provides medical or travel emergency repatriation and other expenses while you are abroad. In cases of emergency requirements out of the country of stay.

Our 24hr Coordinating Centre is the exclusive 24/7 service for our Direct Care customers holding the DirectCare health policy, specially designed to give you expert information and peace of mind

” SmartAssist” APP

Assistance Service

in 3 clicks.

Our Casualty Care will be next to you to make sure everything is on track, assist you with any question you may have and make sure you have been provided with the appropriate level of care and attention.

Insurance Cover Comparison

HEALTH BENEFITS
& COVERS
ANNUAL LIMITS  
€100,000€200,000€2,000,000
INPATIENT TREATMENTPLAN APLAN BPLAN C
Room and Board in a Hospital, Clinic or Surgical room
Room and Board in an Intensive Care Unit
Doctor’s Fee for treatment not operational in a general ward
Doctor’s Fee for treatment in an Intensive Care Unit
Day Patient (Not staying overnight)
Surgeons, Assistant Surgeons and Anaesthesiologists Fees
Operating Theatre expenses and cost of expendables
Operations for Rehabilitation
Diagnostic Laboratory Examinations, Tests, X-Rays, MRI, CT Scans
Prescribed Medication, Dressings
Accidents, Emergency Incidents, Treatment of Injuries
Cancer Treatment
Physiotherapy
Prosthetic Devices and Implants
Parental Hospital Accommodation
Newborn Baby Benefit€1000€2000€3000
Geographical Area of Cover1. Cyprus, 2. Cyprus, Greece, 3. Europe, 4. Worldwide
(Except USA and Canada), 5. Worldwide
Deductible0, €250, €450, €600, €850, €1,700, €5,150
Co-InsuranceNone, 10%, 20%, 30%
ANNUAL LIMITS
€1,000€2,000€4,000
OUT PATIENT TREATMENTPLAN A PLAN BPLAN C
Visit to a GP or to a Specialist after Reference€40€40€40
Diagnostic Laboratory Examinations, Tests, X-Rays, MRI, CT Scans100%
Prescribed Medication100%
Post Surgical Physiotherapy€200
INTERNATIONAL COVER ASSISTANTCOVER FOR TREATMENT AND TRANSPORTATION
FROM ANY PART OF THE WORLD
(It covers only Emergencies during a trip not exceeding
60 days)
Medical Transportation and Treatment of an Emergency (until the
Patient’s condition is stable and he/she is allowed to travel)
100%
Repatriation of the Patient and his/her accompanying relatives100%
Fare expenses of a Family Member (If the treatment
lasts for more than 10 days)
100%
Accommodation expenses for the Family Member (room only for up to 7 days)€650
Repatriation of Corpse€3000
OPTIONAL COVERSOPTIONAL AMOUNTS OF COVER:
FROM €10,000 UP TO €300,000
Death
(Due to any cause attributable to the insured’s occupation)
OPTIONAL AMOUNTS OF COVER:
FROM €10,000 UP TO €300,000
Permanent total or partial disability (Due to any cause)OPTIONAL AMOUNTS OF COVER:
FROM €10,000 UP TO €300,000
Dread Disease
a. Heart Attack
b. Stroke
c. Cancer
d. Kidney Failure
e. Translpant of Vital Organs: Heart,
Lungs, Pancreas, Liver, Kidneys,
Bone Marrow
OPTIONAL AMOUNTS OF COVER:
FROM €10,000 UP TO €300,000

MOTOR INSURANCE

  • Free 24hr FastClaim and 24hr Assistance
  • Free Courtesy Car in case of an Accident
  • Free Courtesy Car in case of  Breakdown
  • Free Claim Support Service
  • Free Legal Protection Assistance
  • Easy renew in 3 clicks 

PROPERTY INSURANCE

  • Free 24hr FastClaim Assistance
  • Free 24hr Home and Business Assistance
  • Free 24hr Response Property Assistance
  • Instant visit  at the scene of the accident
  •  Save 33% off your existing Policy
  • Easy renew in 3 clicks 

HEALTH INSURANCE

  • Free 24hr FastClaim Assistance
  • Free 24hr Casualty Care  Assistance
  • Free 24hr Health Helpline Assistance
  • Free 24hr Coordinating Centre
  • Switch and get 30 days Free Cover
  • Easy renew in 3 clicks