Property Insurance in Cyprus

Property Insurance Policy is designed to offer protection for your Property, comprising Buildings, Contents, Third Party Liability and other additional covers, as selected by you.

Whether you choose Homeowner Policy, Landlord Policy,Tenant Policy or Business Policy the Gan Guarantee ensures that if you find a better price, cover and service elsewhere, we guarantee to beat it.

The property tool Snapshots causes of damage, damages to your property, covers and the 24hr Property Assistance Service.

Visit the property tool
10% on online payments

Choose “Go Green, Go Paperless” for your Property Policy and get an additional 10% off online.

EasySwitch and save 33%

EasySwitch to Gan Direct and Save 33% off your current Property Insurance. Guaranteed

50 % Off Your Contents Premium

Get EuroComp Home Insurance and Save 50% off your Contents Premium.

What type of property insurance is right for you?

There are several types of Property Insurance. Below we briefly describe the type of covers, Gan Direct offers to its clientele.

Home insurance is designed to provide protection of your property including the building, its contents, and your belongings. And for those times you feel that you need more protection, you can add additional covers to your policy.

Landlords 
Insurance Policy

GET A FREE INSURANCE QUOTEPRODUCT POLICY PACK
OR CALL US: 800 5 10 15

Landlords Insurance Policy is designed to provide protection for your property, including the building, its contents and third party liability. Additional coverage options are available and can be included to the policy based on your own needs.

Business
Insurance Policy

GET A FREE INSURANCE QUOTEPRODUCT POLICY PACK
OR CALL US: 800 5 10 15

The Business Insurance Policy is designed to offer protection for your Business in order to meet the minimum cover required by law and to give you the option to choose from a wide selection of benefits that can be tailored to meet your individual needs. If you are in business, you will need Business Insurance regardless of the size of your firm. An unexpected loss could cause financial hardship and destroy years of hard work. At Gan Direct we are by your side 24hours per day, 7 days per week, 365 days per year to protect your Business, a precious and highly important part of you.

Cargo
Insurance Policy

CALL US: 800 5 10 15

Our Cargo Insurance policy provides protection against all risks of physical loss or damage to freight from any external cause during shipping, whether by land, sea or air.

Putting together a Home Inventory… it’s easier before a disaster than afterwards.

An accurate Home Inventory and proof of ownership at the time of a loss can make claim settlement easier and faster. A good Home Inventory includes a detailed list of possessions including receipts, descriptions, and photos of the property’s contents. We give you the option to complete the Home Inventory Checklist most suitable for you.

There are 3 levels of Home Inventory Checklists:

Checklist level A – A brief summary of the amount of contents.
Checklist level B – A summary of the amount of contents, plus a hard copy list which includes the main portions/ rooms of the property.
Checklist level C – A detailed hard copy list indicating the contents of each room.

With a complete Home Inventory, we can verify property easier, which makes settling your claim easier.

HOME

Home insurance is designed to provide protection of your property including the building, its contents, and your belongings. And for those times you feel that you need more protection, you can add additional covers to your policy.

LANDLORDS

Landlords 
Insurance Policy

GET A FREE INSURANCE QUOTEPRODUCT POLICY PACK
OR CALL US: 800 5 10 15

Landlords Insurance Policy is designed to provide protection for your property, including the building, its contents and third party liability. Additional coverage options are available and can be included to the policy based on your own needs.

BUSINESS

Business
Insurance Policy

GET A FREE INSURANCE QUOTEPRODUCT POLICY PACK
OR CALL US: 800 5 10 15

The Business Insurance Policy is designed to offer protection for your Business in order to meet the minimum cover required by law and to give you the option to choose from a wide selection of benefits that can be tailored to meet your individual needs. If you are in business, you will need Business Insurance regardless of the size of your firm. An unexpected loss could cause financial hardship and destroy years of hard work. At Gan Direct we are by your side 24hours per day, 7 days per week, 365 days per year to protect your Business, a precious and highly important part of you.

CARGO

Cargo
Insurance Policy

CALL US: 800 5 10 15

Our Cargo Insurance policy provides protection against all risks of physical loss or damage to freight from any external cause during shipping, whether by land, sea or air.

HOME INVENTORY

Putting together a Home Inventory… it’s easier before a disaster than afterwards.

An accurate Home Inventory and proof of ownership at the time of a loss can make claim settlement easier and faster. A good Home Inventory includes a detailed list of possessions including receipts, descriptions, and photos of the property’s contents. We give you the option to complete the Home Inventory Checklist most suitable for you.

There are 3 levels of Home Inventory Checklists:

Checklist level A – A brief summary of the amount of contents.
Checklist level B – A summary of the amount of contents, plus a hard copy list which includes the main portions/ rooms of the property.
Checklist level C – A detailed hard copy list indicating the contents of each room.

With a complete Home Inventory, we can verify property easier, which makes settling your claim easier.

ADDITIONAL BENEFITS

Choose Gan Direct for your Property Policy.

Your claim handled within 24 Hours! Either by choosing to use one of our Network Approved Associates, or by cheque.

Available in case of Security, Heating, Plumbing, Drainage and Electrical Wiring Emergencies, including coverage of labour costs and replacement parts.

Property Assistance is designed to offer you Property Emergency and routine maintenance services.

Free Home Inventory Service with your home insurance for an easier and prompt claim settlement.

Our goal is to be by your side within 24 minutes from your call,within city limits.

” SmartAssist” APP

Assistance Service in 3 clicks.

Available in case of Security, Heating, Plumbing, Drainage and Electrical Wiring Emergencies, including call- out fee and up to one hour’s labour. Major parts are excluded.

PROPERTY INSURANCE COMPARISON

HOME BENEFITS
& COVERS
Fire & Other Perils
Landlord or Owner
EuroComp Home
Landlord or Owner
Buildings & Contents
Fire/ Lightning/ Explosion/ Earthquake/
Volcano Explosion/ Impact/ Smoke
Escape of water from any Tank, Apparatus or Pipe
Riots, Strikes, Labour Disturbances or
Malicious Damage
Hurricane, Cyclone, Tornado, Windstorm
or Flood
Aircraft and other Aerial Devices or Articles Dropped therefrom
Theft - Violent Entry or Exit to a Property
Escape of Oil from a fixed domestic
oil-fired heating installation and smoke
damage resulting from a
defect in ANY fixed domestic
heating Installation
N/A
Subsidence, Landslip or HeaveN/A
Failing of fixed radio and
television aerials fixed satellite
dishes, their fittings and masts
N/A
Damage caused by falling trees, telegraph
poles and lamp posts
N/A
Loss of Rent and Costs of
Alternative Accommodation
N/A
Increased Metered Water ChargesN/A
Golfers LiabilityN/A
In addition the Building is Covered against:
Accidental breakage of fixed glass, double
glazing, solar panels, sanitary fixtures and
ceramic hobs
N/A
Legal Liability to the publicN/A
Accidental damage to domestic Oil Pipes,
Sewers, Drains, Underground Gas Pipes,
Underground Electricity and Telephone
Cables
N/A
In addition Contents are Covered against:
Accidental damage to Audio and Audio
Visual Units including Television sets, Video
Recorders and Home Computers
N/A
Accidental breakage of Mirrors, Glass
Tops and Fixed Glass in Furniture
N/A
Tenants LiabilityN/A
Loss or Damage to Property of Servant(s)N/A
Contents in the OpenN/A
Contents Temporarily RemovedN/A
Fatal Injury to the Insured and/or SpouseN/A
Legal Liability to Domestic StaffN/A
Legal Liability to the PublicN/A
Replacement LocksN/A
Christmas Seasonal IncreaseN/A
Optional Cover:
Accidental Damage to the Building and/or
Contents
N/A*
Valuables and Personal Effects and
Specified items within E.U
N/A*
Contents of Frozen Food Cabinet(s) or
Domestic Refrigerator
N/A*
Pedal Cycles within E.UN/A*
Personal Money and Credit Cards within E.UN/A*
Classic Vehicle CoverN/A*
Third Party Liability for Speed BoatsN/A*
Pet InsuranceN/A*
Hunters LiabilityN/A*

BUSINESS INSURANCE COMPARISON

COVER FORAGAINSTBENEFITS
Buildings and/or ContentsFire / Explosion / Lightning / Earthquaqe / Riot
& Civil Commotion / Storm & Flood / Escape of
Water / Impact / Subsidence
Fire Extinguish-ment Costs / Costs of Tracing
Source of Water Damage / Loss of Rent /
Architects & Surveryors Fees / Removal of
Debris / Cost of Complying with Statutory
Requirements / Personal Effects of Policy
Holder and/or Employees / Rewriting of Records
Computers and General Electronic
Equipment
Breakdown or RepairCost of Restoring Data Stored on Electronic
Media
Glass & SignsAccidental Damage / Accidental Breakage /
Damage by Impact of Falling Glass
Temporary Boarding Up / Replacing Signwriting
or Burglar Alarm Tape
TheftTheft / Attempted Theft or Armed Hold UpRepairing Damage to Building / Rewriting of
Documents/ Personal Effects / Replacement
Locks / CCTV Repair or Replacement /
Temporary Boarding Up
MoneyLoss of Damage / From Premises / In Transit /
In Night Safe / From Salaries / Private Dwelling of
Authorized Person
Specified and Unspecified ItemsLoss of Damage anywhere in EU including
but not limited to Laptops, Mobiles and Video
Cameras
Business InterruptionRent / Alternative Accommodation / Net Salary CostsAccountants Fees / Interruption Due to Infectious
Diseases / Interruption of Supply to Business
Premises
Fidelity InsuranceLoss of Property or Money by any Act of Theft, as
a Result of Employee Dishonesty
Accountants Fees / Rewriting or Amending
Software Programmes or Systems
Goods in TransitLoss or Damage to Goods in Transit caused by:
Fire, Explosion, Lighting, Collision, Theft
Products LiabilityLegal Liability for Personal Injury or Damage
Caused by Your Products
Public LiabilityLegal Liability for Personal Injury to Third Party in Connection to Your Business or Damage to Third Party Property
Employers Liability
(Required by Law)
Bodily Injury to Employees due to Employer
Negligence
Personal AccidentDeath, Amputation, Loss of Sight, Disablement,
Medical Expenses

MOTOR INSURANCE

  • Free 24hr FastClaim and 24hr Assistance
  • Free Courtesy Car in case of an Accident
  • Free Courtesy Car in case of  Breakdown
  • Free Claim Support Service
  • Free Legal Protection Assistance
  • Easy renew in 3 clicks 

PROPERTY INSURANCE

  • Free 24hr FastClaim Assistance
  • Free 24hr Home and Business Assistance
  • Free 24hr Response Property Assistance
  • Instant visit  at the scene of the accident
  •  Save 33% off your existing Policy
  • Easy renew in 3 clicks 

HEALTH INSURANCE

  • Free 24hr FastClaim Assistance
  • Free 24hr Casualty Care  Assistance
  • Free 24hr Health Helpline Assistance
  • Free 24hr Coordinating Centre
  • Switch and get 30 days Free Cover
  • Easy renew in 3 clicks