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  • WINDSCREEN GLASS
    Vandalism
    FIRE
    TOTAL LOSS
    FRONT FENDER
    WHOLE FRONT SECTION
    BONNET
    FRONT PANEL
    DOOR
    DOOR PILLAR, SILL PANEL
    REAR FENDER
    WHOLE REAR SECTION
    REAR PANEL
  • EXTERIOR

DOOR PILLAR

REAR FENDER

FIRE

WHOLE REAR SECTION

DOOR

FRONT FENDER

VANDALISM

FRONT PANEL

WINDSCREEN

BONET

TOTAL LOSS

REAR PANEL

WHOLE FRONT SECTION

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Contact Us

220, Arch. Makarios III Ave.,
P.O Box 51998, 3509 Lemesos
Tel:25 885 885, Fax:25 822 668
Email: info@gandirect.com
Working Hours:
Monday – Friday 08:00 – 18:00

© 2025 Gan Direct.

  • Personal
  • Business
  • |
  • Motor
  • Property
    • Property
    • Home Secure
  • Health
  • Claims
  • Offers & Bundles
  • 360° Assist
  • Loyalty Rewards
  • Contact Us

  • door_pillar_1

DOOR PILLAR

FREQUENT PROBLEMS: 

Insured opens the door and hits the third party whilst the third party was driving on main road.

CAUSES: 

1. Distracted Driving

ADVICE TO AVOID POSSIBLE DAMAGES
  • Be Cautious
  • Follow the Road Traffic Act
  • Check the traffic before opening your door
  • Use side mirrors
POSSIBLE DAMAGE COST:
  • Cost of repairs: €1300
  • Parts to be repaired: Door pillar, sill panel.
  • Parts to be replaced: Door rear LH, Rear left fender.
  • Liability: 100%
WHAT DO WE DO FOR YOU?

Select a Motor Insurance plan and travel safe while your claim is handled within 24 Hours! Either by choosing to use one of our Approved Network of Associates, or by cheque.

800 5 10 15

  • REAR_FENDER_1

REAR FENDER

FREQUENT PROBLEMS: 

Insured and the third-party change lanes and collide to each other; most of the times the liability is not clear.

CAUSES: 

1. Speeding
2. Reckless driving
3. Unsafe Lane changes

ADVICE TO AVOID POSSIBLE DAMAGES
  • Follow the Road Traffic Act
  • Keep speed limit
  • Check side mirrors before changing lanes
  • Use trafficator to indicate your intention to change lanes
POSSIBLE DAMAGE COST:
  • Cost of repairs: €800
  • Parts to be repaired: Door front RH, fender rear RH, Bumper rear, rear rim
  • Liability: 50%
WHAT DO WE DO FOR YOU?

Select the Excess Protection additional benefit, offered under the Value and Premium Insurance Policies which provides cover for the Excess amount on claims made on the Insurance Policy, allows any amount of Excess for any number of claims within a policy year and covers the excess amount upon acceptance of liability by us; available for all excess claim amounts.

800 5 10 15

  • Fire_1

FIRE

FREQUENT PROBLEMS: 

Insured car caught fire and is total loss.

CAUSES: 

1. Fire
2. External explosion
3. Self-ignition
4. Lightning

ADVICE TO AVOID POSSIBLE DAMAGES
  • Maintain the engine in an efficient and roadworthy condition with valid MOT
  • Check oil levels frequently
POSSIBLE DAMAGE COST:
  • Cost of repairs: up to the market value of the vehicle, in relation with the sum insured of the car.
  • Parts to be repaired: Total loss
  • Liability: 100% (economic, value, premium)
WHAT DO WE DO FOR YOU?

Economic, Value and Premium Insurance Policy covers you in case of fire, external explosion, self-ignition, lightning or burglary, theft or attempted theft to the Motor vehicle and its accessories and spare parts whilst thereon.

800 5 10 15

  • Whole_rear_section_1

WHOLE REAR SECTION

FREQUENT PROBLEMS: 

Insured hits third party at the rear.

CAUSES: 

1. Speeding
2. Reckless Driving

ADVICE TO AVOID POSSIBLE DAMAGES
  • Be Cautious
  • Follow the Road Traffic Act
  • Keep speed limit
  • Keep distance
POSSIBLE DAMAGE COST:
  • Cost of repairs: €3000
  • Parts to be repaired: Rear panel, Rear floor panel.
  • Parts to be replaced: Rear bumper, Rear fender LH, Rear door LH, Taillight LH, Wheel, Rear suspension.
  • Liability: 100%
WHAT DO WE DO FOR YOU?

Choose us for your insurance and you can be sure that we’ll be there for you whenever you need us: 24 hours a day, 365 days a year. All you need to do is call 800 5 10 15 and we will take care of everything for you. We are here to make your claim experience Simpler, Better, Faster. Courtesy Car is provided in case of an Accident, if you choose to have your car repaired at one of our Approved Network of Associates.

800 5 10 15

  • Door-pillar-1

DOOR

FREQUENT PROBLEMS: 

Insured comes from the side road and collides with the third party.

CAUSES: 

1. Speeding
2. Reckless Driving
3. Alcohol Abuse
4. Wrong-Way Driving

ADVICE TO AVOID POSSIBLE DAMAGES
  • Be Cautious
  • Follow the Road Traffic Act
  • Keep speed limit
POSSIBLE DAMAGE COST:
  • Cost of repairs: €2500
  • Parts to be repaired: Sill panel, Door pillar.
  • Parts to be replaced: Both Left side doors, Roof airbags.
  • Liability:100%
WHAT DO WE DO FOR YOU?

Select Relay additional benefit which provides recovery to any single destination of your choice if unable to fix your car at the roadside or arrange a prompt local repair. By upgrading with an extra cost to Stay Mobile Benefit, your options include replacement car for up to 72 hours, transport costs or overnight accommodation.

800 5 10 15

  • frotn fender

FRONT FENDER

FREQUENT PROBLEMS: 

Insured is reversing and hits third party on the front left section.

CAUSES: 

1. Speeding
2. Reckless Driving
3. Alcohol Abuse
4. Rain, Ice, Snow

ADVICE TO AVOID POSSIBLE DAMAGES
  • Keep your eyes on the road
  • Follow the Road Traffic Act
  • Keep speed limit
  • Never use your cell phone
POSSIBLE DAMAGE COST:
  • Cost of repairs: €2000
  • Parts to be repaired: Wheel, Bonnet.
  • Parts to be replaced:  Headlight LH, Front fender LH, Front Bumper.
  • Liability:100%
WHAT DO WE DO FOR YOU?

Upgrade to Premium insurance policy and benefit ‘Loss of Use’ which will indemnify the insured for the daily amount as is stated in the schedule of the policy for such a period as required for the completion of the necessary repairs. Such period shall be limited to the actual number of days required to complete such repairs and in any case no more than the period specified in the schedule, being understood that all necessary parts needed to be replaced are readily available in the local market. It is further understood that in the event of “Total Loss of the vehicle” the period is limited to twelve (12) days.

800 5 10 15

  • Vandalism_23

VANDALISM

FREQUENT PROBLEMS: 

Deliberate destruction of the vehicle and/or damage caused all over.

CAUSES: 

1. Riots and strikes
2. Act of revenge

POSSIBLE DAMAGE COST:
  • Cost of repairs: €2500
  • Parts to be repaired:  whole car will need to be painted.
  • Parts to be replaced:  Headlights.
  • Liability:100% (value, premium)
WHAT DO WE DO FOR YOU?

Upgrade your Insurance policy and benefit, in case of an accident, our free and exclusive “Claim Support” Service, for a fast and fair handling of your claim with/against other Insurers or uninsured drivers.
We will ensure, on your behalf, a fair and prompt service of your claims handling process by the other insurance companies and / or uninsured driver(s) until your case is settled.
In case of an accident, we will be there to assist you within 24 minutes, within city limits. We can arrange a Courtesy Car for you until your vehicle is repaired by one of our Network Approved Associated Garages, while informing all parties involved until the confirmation of acceptance.
Support and help, even when you have No Liability!

800 5 10 15

  • Front panel 2

FRONT PANEL

FREQUENT PROBLEMS: 

Insured collided head to head with third party car.

CAUSES: 

1. Speeding
2. Reckless Driving
3. Alcohol Abuse
4. Wrong-Way Driving
5. Running Red Lights

ADVICE TO AVOID POSSIBLE DAMAGES
  • Be Cautious
  • Follow the Road Traffic Act
  • Keep speed limit
POSSIBLE DAMAGE COST:
  • Cost of repairs: €4000
  • Parts to be repaired:  Wheel valance.
  • Parts to be replaced:  Front Bumper, Headlights, Bonnet, Fenders, Front panel, radiator, condenser.
  • Liability: 100% (comp, euro comp)
WHAT DO WE DO FOR YOU?

In case of an accident, our Task Force team will take care of everything for you, from filling in the necessary paperwork, to organizing a Courtesy Car in case your car is immobilised. Our goal is to be by your side within 24 minutes from your call, within city limits.

800 5 10 15

  • Windscreen

WINDSCREEN

FREQUENT PROBLEMS: 

Insured car windscreen glass broken.

CAUSES: 

1. Natural Hazards
2. Incorrect Installation
3. Law-quality glass
4. Rock chips

ADVICE TO AVOID POSSIBLE DAMAGES
  • Always keep a longer following distance behind larger vehicles and vehicles carrying loads
  • Work with a technician who uses durable and reliable glasses from a trustworthy brand
POSSIBLE DAMAGE COST:
  • Cost of repairs: €500
  • Parts to be repaired:
  • Parts to be replaced:  Windscreen glass
  • Liability:100% (Basic Plus, Economic, Value, Premium)
WHAT DO WE DO FOR YOU?

Upgrade your windscreen cover to unlimited windscreen cover and benefit the cost of reinstating any glass in the windscreen or in the windows of the Motor Vehicle.

800 5 10 15

  • Bonet

BONET

FREQUENT PROBLEMS: 

Insured car had suffered damages following an impact on building property.

CAUSES: 

1. Speeding
2. Reckless Driving

ADVICE TO AVOID POSSIBLE DAMAGES
  • Avoid construction areas
  • Follow speed limits
  • Never, ever drink and drive
POSSIBLE DAMAGE COST:
  • Cost of repairs: €3000
  • Parts to be repaired:  Bonnet.
  • Parts to be replaced:  Front bumper, Both headlights, Front panel, AC, Condenser.
  • Liability:100% (Value, Premium)
WHAT DO WE DO FOR YOU?

Gan Direct, recognising that legal protection is perhaps one of the most important coverages for you and your car, has developed a unique range of legal protection services that are designed to protect and defend your legal rights in the event of a car accident.
Aligned with its strategy of always being by the side of the insured, our company offers the “Claim Support” and “Legal Protection Assistance” services, undertaking on your behalf all necessary procedures to resolve disputes with other insurance companies and / or uninsured drivers and providing representation from experienced lawyers, without any additional charges, in case damages have not been amicably settled.

800 5 10 15

  • Total loss

TOTAL LOSS

FREQUENT PROBLEMS: 

Insured car had suffered damages following a rollover occurred to it.

CAUSES: 

1. Speeding
2. Reckless Driving
3. Alcohol Abuse
4. Wrong-Way Driving
5. Running Red Lights
6. Teenage drivers
7. Tire Blowouts
8. Street racing

ADVICE TO AVOID POSSIBLE DAMAGES
  • Develop the right attitude about driving
  • Limit your night driving
  • Inspect your car’s condition and check for proper tire inflation
  • Do not stuff the car with people; It is an easy distraction
POSSIBLE DAMAGE COST:
  • Cost of repairs: Total loss
  • Parts to be repaired: N/A
  • Parts to be replaced: N/A
  • Liability: 100% (Value, Premium)
WHAT DO WE DO FOR YOU?

Value Insurance Policy covers you against the damages you may cause to a third party, against Fire & Theft and also against accidental damage to your own Motor Vehicle. It completely covers your own damage and the third party’s damage.

800 5 10 15

  • REAR PANEL

REAR PANEL

FREQUENT PROBLEMS: 

Insured turns across oncoming traffic.

CAUSES: 

1. Speeding
2. Reckless Driving
3. Alcohol Abuse
4. Wrong-Way Driving

ADVICE TO AVOID POSSIBLE DAMAGES
  • Keep your eyes on the road
  • Follow the Road Traffic Act
  • Keep speed limit
  • Never use your cell phone
POSSIBLE DAMAGE COST:
  • Cost of repairs: €8,000
  • Parts to be repaired: Floor panel
  • Parts to be replaced:  Whole rear section
  • Liability: 100% (Value, Premium)
WHAT DO WE DO FOR YOU?

Upgrade your motor insurance policy and benefit from a range of free services. Free 24hr FastClaim and 24hr Assistance, Free Courtesy Car in case of an Accident, Free Courtesy Car in case of Breakdown, Free Claim Support Service, Free Legal Protection Assistance, Easy renew in 3 clicks.

800 5 10 15

  • Whole Front Section

WHOLE FRONT SECTION

FREQUENT PROBLEMS: 

Insured collided head to head with third party car.

CAUSES: 

1. Speeding
2. Reckless Driving
3. Alcohol Abuse
4. Wrong-Way Driving
5. Running Red Lights
6. Teenage drivers
7. Tire Blowouts
8. Street racing

ADVICE TO AVOID POSSIBLE DAMAGES
  • Develop the right attitude about driving
  • Limit your night driving
  • Inspect your car’s condition and check for proper tire inflation
  • Do not stuff the car with people; It is an easy distraction
  • Keep speed limit
POSSIBLE DAMAGE COST:
  • Cost of repairs: €12,000
  • Parts to be replaced:  Whole front section.
  • Liability:100% (Value, Premium)
WHAT DO WE DO FOR YOU?

With our 24hr Fast Claim service we will settle your claim within 24 hours, after receipt of all necessary paperwork. Alternatively, we will give you approval to get your car repaired via one of our Network Approved Associate Garages. Our goal is to be by your side within 24 minutes from your call, within city limits.

800 5 10 15